Specialty Capital was founded to fill a major need - financial support for small businesses. Traditional financiers not only take months to approve and deliver funds, but they also reject healthy businesses because of their credit score, financials, or have cumbersome collateral requirements. This means that business owners can’t get the financing they need to survive and thrive. And if they do get approved, it might be too little, too late. Time is money. We understand that small businesses need working capital fast.